Safety Deposit Centre Blackburn

The Bank Vault – Blackburn, provides high security safety deposit boxes for people in and around Blackburn. Perfect to keep your cash and valuables safe.

Highly experienced in keeping other people possessions and valuables safe, we strive to achieve secure, affordable and flexible storage that gives you peace of mind.

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The Bank Vault – Blackburn

Welcome to The Bank Vault – Privately owned safety deposit boxes, based in the centre of Blackburn. We offer peace of mind by storing your precious possessions at our safety deposit centre in Blackburn.

General

If you worry about the security of valuables in your home, at work or elsewhere then you should consider renting a safe deposit box.

It makes sense to store your items in a high security vault and pass on the responsibility to experts in safe deposit vault storage.

For a little outlay you buy a lot of security and peace of mind. A safe deposit box is one of the most secure ways you can protect your important documents and valuables at a very affordable price.

 

Visiting slots last approximately 15-30 minutes (this may vary during busier periods)

You’ll be provided with a private lockable viewing room for absolute privacy to view the contents of your safe deposit box.

No, only you and any additional account holders will know the contents of your safe deposit box. We provide a discreet and trustworthy service. We don’t hold the contents of a safe deposit box on your behalf, we simply provide you with secure storage space. We strongly recommend you keep a detailed inventory, valuation of your items and pictures of your items for insurance purposes.

Anything that’s illegal or constitutes the proceeds of crime, i.e. money laundering; chemicals or drugs, or items which are noxious, poisonous, corrosive, inflammable, explosive or unstable; and guns, knives, firearms or ammunition. Please see our terms and conditions  for a full list of prohibited items.

You’re welcome to upgrade and change your current safe deposit box size to a bigger size at any time. We’ll calculate pro rata how long you’ve used the safe deposit box along with the rental paid and date you opened the account. We’ll then use any credit towards a new box size of your choice (subject to availability).

If you downgrade your membership mid-term, please note we don’t offer any refund on any outstanding term or rental paid. You may choose to wait until your annual term has finished and downgrade then.

Yes. We are registered with the Financial Conduct Authority for anti-money laundering purposes, registration no. FRN 944177.  We take our anti-money laundering registration seriously by ensuring we get to know our account holders and their needs. We co-operate fully with the relevant authorities subject to appropriate court orders/warrants etc.

Opening Hours and Access

Monday to Friday: 9.30am – 5.00pm

Saturday : 10.00am – 1.30pm

Sundays and Bank Holidays:  CLOSED

Last entry into the vault is 30 minutes before all closing times.

Please note that our timed locked vaults prevent out of hours access under any circumstances.

  1. You’re free to visit us at any time during our opening hours. No appointment is necessary and last access into the vault is 30 minutes before closing. Subject to availability.
  2. On arrival at our secure centre you’ll be greeted in the reception area by one of our custodian team who’ll identify you. You’ll be required to use our biometric reader to gain access to the first section of our controlled-access vault.
  3. You’ll be guided through all the above processes by one of our team who will also accompany you to the vault.
  4. Each safe deposit box requires two keys to access. One of these is your unique key, the other is a guardian key and is held by the custodian staff member accompanying you.
  5. Once our custodian has assisted you in opening your safety deposit box, they’ll leave you on your own in the private viewing room next to the vault where you can privately add, remove or examine the contents of your box.

Registration and Renewal

All applications must be made in person.

Please note that nobody under the age of 18 can be registered to use a safe deposit box.

Each person named on the account will need to provide one proof of identity and one proof of address from the list below.

Show us ONE piece of photo ID. Choose from:

  • Current signed UK/EEA passport
  • Current signed non-EEA passport with valid UK visa
  • Current UK photocard driving licence (this can only be used as proof of identity if it’s not also used as proof of address)

Show us ONE proof of address. Choose from:

  • Utility bill (gas/electricity/water) dated within the last three months
  • Bank, credit card or mortgage statement dated within the last three months (online printed statements are accepted)
  • Council Tax bill dated within the last three months
  • Current UK photocard driving licence (this can only be used as proof of address if it’s not also used as proof of identity)

ID – Mobile phone bills, store-card statements or final reminder statements will not be accepted.

  1. You can pay by cash, bank transfer, debit card, credit card or Direct Debit. Our preferred form of payment for recurring annual payments is Direct Debit .

    Please note, credit cards incur a 2% surcharge.

  1. If your account is in arrears, we’ll not permit you to access your box until the arrears are cleared.

    Please note that interest is charged on all overdue accounts at 7% above bank base rate.

    If you simply fail to renew then, after due notice, we’ll instruct our locksmiths to drill open your box (at your expense) and we may dispose of the contents.

Administrative and Access Rights

Only you and any additional account holders you’ve added can access your safe deposit box.

Only children aged 11 and under are permitted to accompany a parent or guardian into the vault area. All children aged 12 and above must wait in the reception area.

A maximum of three people can be named on the account and have access to the safe deposit box. This will include the main account holder and two additional account holders. There will be a one-off administration charge for each additional account holder. If you cannot open the account together initially, additional account holders can be added at a later date but only with the main account holder present.

All people named on the account must attend in person to register for access with the relevant proof of ID.

When you open a safe deposit box account the main person taking out the agreement will be the primary account holder.

Secondary account holders will have access rights only.

There is a maximum of three people allowed to have access to any one safe deposit box in our centre.

 

If the primary account holder should die and there is no secondary account holder appointed, then access to the box will immediately stop and will not be granted to any party or secondary account holder until probate has been completed.

Please note that although three people may access the safe deposit box, extra keys are not provided and so it is up to the primary account holder to provide a secondary account holder with access to a key.

 

If you’re the sole account holder of the safe deposit box, the person reporting the death should bring a copy of the death certificate to our Centre. The certificate will be recorded on our system and returned. Please note that no items can be removed until probate is granted.

If you’re a secondary account holder then you continue to have unrestricted access to the safe deposit box and can appoint a new  primary account holder.

If you’re an additional account holder named on the box, then you won’t have any access to the box and no items can be removed until probate is granted. We recommend that all our customers appoint a joint primary account holder when they take out an agreement with us.

 

Loss of Keys

No. You will be issued with the only two keys unique to your box.

Each box is opened using a dual-lock system. The customer key and a guardian key held by The bank vault. Each box requires both keys to gain access.

You’re issued with two identical keys at the time of rental. If you’ve lost one or both keys, you should inform us immediately so the account can be blocked.

If you lose one key, we can replace the key with a subsequent charge of £100.

If you lose both your keys, you will be required to pay a fee of £180 for the engineer to visit and open the lock in your presence. Once this has taken place, you’ll be required to pay an additional £150 to cover the cost of the new lock and the new set of keys.

Safety and Security

Our facility has been built to higher than normal industry standards to offer maximum security for your valuables. Our underground vault is graded as a Grade X CD EX. This makes it the highest certified grade of vault room to be used for private safe deposit lockers.

The CD classification means the vault room and doors have been scientifically tested against all types of drilling equipment.

The EX classification means the vault room and doors have been scientifically tested against all types of explosives.

The vault door is fitted with an electronic time lock and can’t be accessed outside of normal business hours. In addition, the office area is fully anti-ballistic and access to the vault is only granted to registered users via biometric recognition.

The entire facility is protected by bank grade alarm systems that are monitored 24 hours a day, 365 days a year.

Finally, there are many other additional covert security measures in place that we do not disclose.

Insurance

Any valuables you keep in your safe deposit box should be properly insured by you for their full value. Keeping valuables in a safe deposit box should not be considered an alternative to insuring them. You can purchase additional insurance from our recommended insurers or arrange this through your home insurance. See our Insurance and Valuations page  for more detail.

Blackburn Bank Vaults Ltd t/a The Bank Vault is registered with the Financial Conduct Authority (FCA) as a safe deposit business but this doesn’t authorise us to sell insurance cover to our account holders. The sale of insurance products is strictly regulated by the FCA.

Each account holder who rents a safe deposit box will have different requirements in terms of insurance cover depending on the nature and value of the goods stored.

Account holders will usually choose one of two options:

  1. No insurance required: For some, the physical and electronic security measures we offer within our vaults provide them with peace of mind and they don’t feel the need for a separate insurance policy.
  2. Home contents insurance: For others, their existing home contents insurance policy provides cover for items held in a safe deposit box. We would always suggest notifying your existing home contents provider that you’re holding valuables in a safe deposit centre. 

Termination of Contract

If you don’t wish to renew, then you must give us written notice at least one month prior to the annual anniversary of your first payment. Your box will then need to be emptied and the keys and fob returned in person to our branch prior to the last day of your annual term.

There is no part refund of the annual subscription for early hand-back. Any items remaining in the safe deposit box after the agreement has been terminated will be disposed of by us without further recourse to yourself.

Please note that the agreement can’t be closed by the account holder until the keys are returned.

Get in touch

If you  are looking to secure your treasured items give our team a call or book a visit below.

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